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Randon James Morris | How to get cash for your life insurance policy

    Randon James Morris
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    • 5/5 (1 votes)
    By Randon James Morris
    https://en.wikipedia.org/wiki/James_Morris


    Randon James Morris : A life settlement is the sale of an existing life insurance policy to a third party company for cash. Life settlements are typically best suited for people over age 65 who own a policy with a face value of $100,000 or more or someone younger who has experienced a significant change in health. Historically, if an owner of a life insurance policy decided they no longer needed it, they would either let the policy lapse or turn it in for a meager cash surrender value. But now, with the life settlement option, you can actually sell your policy for more than the cash surrender value would be, but less than its net death benefit.
     

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    5/5 (1 votes)
    5/5 (1 votes)